EconDefense
IND-39 / Property, construction and housing

Lend to or guarantee loans for military housing developers

Finance eligible military family or unaccompanied housing acquisitions/construction through direct loans and guarantees.

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At a glance

Possible toolIND-39 · Loans & guarantees

Authority holder: Secretary concerned

Loans & guarantees

Mechanism tags describe the source text; they do not expand the authority.

Availability and verification

Conditional legal pathway; current funding, required determinations, and actual delegation not certified.

Requirements and limits

Eligibility & prerequisites

  • Eligible entity and housing suitable for military use
  • Protective loan terms/default rights
  • Advance credit-cost budget authority or express appropriations authority

Limits & exclusions

  • Guarantee cannot exceed lesser of 80% project value or outstanding principal
  • Not general commercial real-estate lending

Funding conditions

  • Housing improvement/financing accounts and Federal Credit Reform Act; no guarantee without credit authority.

Read the funding and execution guide

Who contributes what

Need & planning

  • Service housing portfolio office / installation housing staff
  • ASD(EI&E) housing policy

Resources

  • Family Housing Improvement Fund or Military Unaccompanied Housing Improvement Fund / applicable housing accounts

Approval

  • Secretary concerned; congressionally required notifications and budget authority

Execution

  • Service housing privatization and real-estate teams
  • USACE / NAVFAC / AFCEC as assigned

Partners & review

  • Eligible housing developer / private lenders
  • Residents and installation housing office

Office links are editorial matches to the original role text, not verified delegations. Composite labels and unmatched actors are preserved.

Coordination pathway

Requirement sponsor → named planning office → resource owner and counsel → statutory approving official → authorized executing/contracting office.

Actor and execution-role sources

Legal basis

What this research establishes

Legal powerSource and conditions recorded
EligibilityProject-specific check needed
Available fundsBalances not verified
DelegationValid signature authority must be checked
ExecutionOffice capacity and approvals must be checked

Confidence: High on statutory permission; execution roles are organizational routing, not verified individual delegations.

Currentness: 2024 official U.S. Code operative text read; relevant amendments in Pub. L. 119-60 (Dec. 18, 2025), 119-21 and 119-103 examined. Rolling OLRC source consulted where retrievable; transaction-specific later-law and delegation confirmation remains necessary.

Research target: October 2, 2026. A record-specific last-review date is not supplied. Publication date is not legal-currentness certification.

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